If you’ll soon be turning 65, call to schedule your unbiased consultation with your local, independent resource for all things insurance and Medicare.

Medicare Overview

Are you or a loved one turning 65? You’re probably receiving a ton of mail from coverage providers without much guidance on which one to choose.

If you still aren’t sure about your options, a health insurance advisor can help you navigate the difference between Medicare Advantage, Medicare Supplement, and Medicare Part D at no additional cost.


What is Medicare?

Medicare is the federal health insurance program created for those who are ages 65+ or younger people who suffer from specific disabilities or End-Stage Renal Disease (ESRD). The program is split into four sections: Medicare Part A (hospital insurance), Medicare Part B (medical insurance), Medicare Part C (Medicare advantage plans), and Medicare Part D (prescription drug coverage). Each Part covers a list of specific services that can be found on the official U.S. government site for Medicare.

What Coverage Do I Have?

There are a multitude of options you can choose from. Most people are automatically enrolled in the Medicare program and will receive a red, white, or blue Medicare card in the mail just before their 65th birthday. This card should list which Medicare Part you are eligible for. Which one is right for you? You can attempt to decipher the details of each Medicare option yourself or seek the advice of an expert who will save you time, energy, and potential headache.

Will my Medicare cost more if I work with an insurance advisor?

It doesn’t cost you anything extra to work with a licensed advisor. Whether you shop online by yourself or work with us, your plan premium will be the same. The commission for health insurance advisors is built into the premium, so refraining to work with an advisor won’t keep you from having to pay these costs.

Need help deciding what Medicare options make the most sense for you?